Ira Contribution Limits 2024 With 401k Limit. Employers with fewer than 25 employees and larger. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.

For tax year 2025, employees can defer $23,500 into their 401(k) and iras, a modest increase from the $23,000 contribution limit in 2024. Understand the rules for contributing to a 401(k) and a roth ira, including limits and eligibility.